Who takes custody of my assets?
All client assets are held at Schwab Institutional, a division of Charles Schwab & Co., that serves approximately 5000 independent advisors with over $550 billion in assets. Our relationship with Charles Schwab & Co. gives clients the confidence that their assets are held with the highest level of security. To learn more about Schwab Institutional, please click here

What type of clients do you serve?
Our Private Client Group has significant experience advising business owners, corporate executives, professionals, retired individuals and families.

What are your fees?
As a fee-only advisory firm, our fees are divided into two categories: financial advisory and investment management.

Financial advisory services are billed on an hourly basis similar to an accountant or an attorney. The initial consultation is free, and given our experience, we can generally provide the cost of each service up front. For an annual fee, clients can retain us for on-going planning needs.

Investment management services are billed as a percentage of assets under management. The annual fee can range from 0.5% to 2.5% depending on the investment strategy and the portfolio size. To eliminate any conflicts of interest, we do not accept commissions from the transactions of securities.

Do I have to live near your office to engage your services?
No. We have clients that live outside the state as well as outside the country. We utilize the latest technology tools to communicate efficiently with our clients.

I have a question you haven't answered here or elsewhere on your website.
Please send us your questions or comments by email.